Terms of Use
Last updated: May 2026
1. Agreement to Terms
By accessing and using LoanChecker.ai ("the Website"), you accept and agree to be bound by these Terms of Use. If you do not agree, please do not use this service.
2. Use Licence
Permission is granted to use LoanChecker.ai for personal, non-commercial purposes. Under this licence you may not:
- Modify or copy the materials for redistribution
- Use the materials for any commercial purpose or public display
- Attempt to reverse engineer any underlying software
- Remove any copyright or proprietary notations
- Mirror or republish calculator results as your own product
3. Disclaimer — Estimates Only
This calculator provides estimates only and does not constitute financial advice. Results may vary depending on lender policies, fees, taxes, interest rates, and individual circumstances. LoanChecker.ai is not a licensed financial services provider and no content on this site constitutes a mortgage offer, pre-approval, or product recommendation.
4. Limitations on Use
Calculator results are for educational purposes only. Actual loan terms may differ materially due to:
- Lender-specific terms and fees
- Local taxes and regulations
- Insurance requirements (including LMI/PMI)
- Market conditions at time of application
- Your credit history and financial circumstances
5. Limitation of Liability
In no event shall LoanChecker.ai or its operators be liable for any damages arising from the use or inability to use this calculator, including but not limited to financial loss resulting from reliance on calculator output.
6. Accuracy of Materials
We strive to provide accurate calculations, but we make no warranty regarding the accuracy, completeness, or currency of the materials. Default interest rates shown are indicative benchmarks only and may not reflect current market rates from any specific lender.
7. Modifications
We may revise these Terms of Use at any time without notice. By continuing to use the website, you agree to be bound by the then-current version.
8. Governing Law
These terms are governed by applicable law. You submit to the non-exclusive jurisdiction of the courts in the relevant jurisdiction for resolution of any disputes.
9. Contact
Questions about these Terms? legal@loanchecker.ai